Protection

Whilst there is a much higher likelihood of not being able to work for an extended period due to illness or injury than to die, few of us protect ourselves or our families against these risks. There is a clear need for the family’s main income provider to be insured against an illness or injury which could reduce or eliminate the income required to support a family.

Similarly, if you are a partner or shareholder in a business, what would happen to that business if you died or suffered a serious illness? If you have a business loan or credit facilities, how would these be repaid? And how would your business cope if a key person dies, has an accident or becomes seriously ill?

Chase Buckingham offers advice on:

• Mortgage Protection
• Family Protection
• Critical Illness Insurance
• Income Protection
• Business Protection
• Employee Life Insurance
• Shareholder/Partnership Insurance
• Keyperson Insurance
• Business Loan Protection
• Tax efficient ways of writing these insurances to ensure the correct people benefit from them.